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You Can Get Out Of DEBT

A 2 day hands on, intensive course, teaching you the fastest way to get out of lingering debt.

  Enroll in Course
 

Online Course Includes

Lifetime access to course videos, podcasts, worksheets and modules.

You will learn-

  1. Fuel For The Journey
    1. What debt does
    2. Why get out of debt
  2. Looking In the Mirror
    1. Where are you financially?
    2. What is your WHY?
    3. Set your short, mid and longterm financial goals.
  3. Get Out Of Debt!
    1. Create your "Get Out Of Debt" Plan
    2. Debt Dominos- Paying off your debt
    3. What your creditors don't want you to know
    4. How to negotiate with creditors in Canada
    5. Personal responsibility
  4. Create Your Monthly Spending Plan
    1. Create your monthly spending plan
    2. The best FREE budgeting app for debt freedom
    3. How to stick to a budget long-term
    4. Being frugal and when not to DIY
  5. Get your hand out of my pocket! - (How to lower your monthly bills.)
    1. Car and Home Insurance
    2. Slash your phone bill (Bell, Telus, Rogers, Fido)
    3. Save money on cable
    4. How to pay the least for good, high speed internet
    5. Transportation (drivers and public transit)
    6. Groceries and eating out
    7. Rent + parking, hydro and utilities
  6. Give me that money! (How to increase your income.)
    1. Why increase your income?
    2. 4 principles you need to start earning more
    3. Questions to help you choose a path
    4. 15 different paths to increase your income
    5. Increase your income as an entrepreneur
  7. Christians And Their Money
    1. What the bible says about money, debt and spending.


 

One 3 Hour Coaching Session Includes

  1. Lifetime access to all videos, podcasts, worksheets and modules in online course.
  2. One 3 hour "Get Out Of Debt" Coaching session with Toyin where we will discuss which ever of the following is most pertinent for you-
    1. Lowering your specific bills.
    2. Creating your customized Get Out Of Debt Plan.
    3. Creating your own monthly spending plan (budget).
    4. One negotiation call to reduce your bill on your behalf.
 

4 Month One-on-One Coaching Includes

  1. Lifetime access to all videos, podcasts, worksheets and modules in online course.
  2. One 3 hour "Get Out Of Debt" Coaching session with Toyin where we will discuss which ever of the following is most pertinent for you-
    1. Lowering your specific bills.
    2. Creating your customized Get Out Of Debt Plan.
    3. Creating your own monthly spending plan (budget).
    4. One negotiation call to reduce your bill on your behalf.
  3. 4 Months of One-on-One coaching
    1. 7 additional one hour coaching sessions focused on lowering bills, increasing income, building and implementing Get Out Of Debt Plan and creating wealth building strategies.
    2. Negotiation of bills on your behalf (phone/cable/internet bills, car/home insurance, etc)

Your Instructor


Toyin Crandell
Toyin Crandell

Now you may have never heard of me and that's the amazing part of this big world we live in! I help people who are financially stressed and overwhelmed by bills and debt lower their monthly bills, increase their income and get.out.of.debt. so that they can live at their highest potential.

7 years ago, I was $23,000 in debt and knew the crushing weight of financial stress, income that wasn't helping me at all, owing almost everyone around me and weekly creditor calls. It was so bad that for years I ignored my debt thinking it would be impossible to pay off.

After a life-changing experience, I took responsibility of it and became debt free while earning far less than the amount I owed. I learned many principles through that experience which I have now used to help many others come out of debt and become STRESS FREE.

I am a mother of a teeny weeny daughter and a wife to the most handsome husband on the planet.
:)


 

WHAT MY CLIENTS SAY

*Names withheld for confidentiality purposes.

Toyin helped me to save $235 every month on my monthly payments. I thought I wasn't being paid enough to do the things I really wanted, and after one session going through this course with Toyin, I had an extra $200 available to me every month. Starting that month. I was really impressed.

-How To Save Money On Your Monthly Bills Alumni

Hey Toyin, just wanted to say thank you! Since taking your course, I’ve started thinking more long-term and being more responsible with my money.

I have stopped impulse buying (especially on food and clothing)- hahaha! I’m also using the budgeting app you recommended and that has been helping me organize my income and spending habits while I’m on the go.

I don’t feel like I’m a lost cause anymore!!!!<--BIG DEAL. This debt will be paid off a lot sooner than I thought possible, thanks so much!

-You Can Get Out Of Debt Course Alumni

I took Toyin’s full "You Can Get Out Of Debt" Course which included her stuff on how to save money on my bills every month, how to increase my monthly income, her coaching sessions, and creating my Get Out Of Debt plan.

Before Toyin’s Course, I felt completely overwhelmed. I was working full-time but still not able to make ends meet.

Cards kept declining and I was always afraid whenever I needed to use my debit card because I was not sure if it would be another embarrassing moment. After taking Toyin’s course and realizing that i had an extra $300 dollars that month, I was amazed.

My biggest concern coming out of debt was that i did not have the money to come out of debt.

Toyin solved this fear by giving me advice on increasing my income. She confirmed the thoughts I had been having for months, and even helped me add to it.

With her coaching, I was able to know exactly how much more I needed in my income if I wanted to hit my "I'm debt-free!" goal on time. This allowed me to know how much more work or shifts I needed for each month. I was able to put it into action and it worked for me.

I gained confidence in knowing what I needed to do, how I can prioritize the things I need to come out of debt. My largest expense outside of my mortgage was my insurance- I was paying over $400 a month for liability coverage for only my car.

She helped me bring my total home and auto (2 cars) insurance bill with full comprehensive coverage to $280 total each month!

I was amazed.

This was a huge help in my finances. Because of the extra cash I now had from the lower monthly bills and the increased income, within 2 months I was able to fully pay the people I owed back, leaving me with only credit card payments to finish paying off.

This was a huge relief, it used to feel so bad spending money on myself when the people I owed could see that I was doing that but not paying them. Now I don’t owe them so I can live and enjoy my life. Since my full “Get Out Of Debt course”, I am now aware of how I spend my money and I know how to manage money.

I have realized that when I don't make a plan for where my money goes, it will go everywhere. To anyone contemplating if you should take this course I would say do it. The stress, anxiety and fear will only subside when you do something about the main cause.

Be honest about your expenses and debt to get the best results. I would 100% recommend any of Toyin’s Get Out Of Debt courses whether you have huge or small debt, it’s better to be free of any debt.

-You Can Get Out Of Debt Course Alumni

Frequently Asked Questions


When does the course start and finish?
The course starts now and ends when you have completed it. It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.

Get started now!