ARE YOU UP AT NIGHT WORRYING ABOUT HOW TO MAKE YOUR MONEY REACH THE END OF THE MONTH?
Are you stressed about your bills?
Do you dread using your debit card because you're not sure if it will be declined at the till?
Do you avoid picking up unknown calls because it could be creditors calling?
You cannot afford to continue being stressed about money. You need a break! You need to reduce how much you are paying on your bills and expenses.
You can’t continue to borrow every month from family and friends. You want to be able to pay them back what you already owe.
You want to have extra money in the month that you can spend on yourself. Invest for the future. Get your nails done. Pay off debt. Treat yourself to a long awaited facial at the end of next month. Get that gift for your nephew or child. Go on your mini vacation by summer-time.
You could spend DAYS doing all the research, calling tons of insurance companies, phone companies, and other bill companies to get the ammo you need for negotiations.
Worse, you could get started on the research, start looking online and get distracted by the latest episode of Scandal... and 3 months of high bills later, realize you never finished!
Or even worse, you could call your company to renegotiate your contract. Not to mention all the discounts or price points you need to get the BEST deal.
End up locking yourself into another plan where you’re still paying more than you need to.
You could spend the next 3 months working your butt off to finally save a measly $20 on one of your bills by April, 2017.
You could pay $2,500+tax to get a financial advisor to tell you what to do.
You could stay right where you are, in your current place. Nothing changing by the end of 2017.
Can you imagine that? Going through 2017 paying a total of $600-$6000 over the year that you DO NOT HAVE TO?
Imagine, EVERY MONTH taking money that you desperately need for your own life, to pay people who are already rolling in their stacks.
You could admit that you’ve been trying to lower your bills for EVER and not had much success in it.
Look, I won’t waste your time, and I won’t allow you to waste it either.
Hey there, I’m Toyin Crandell and I am a Debt Freedom Coach. I help people who are financially stressed and overwhelmed by debt lower their monthly bills, increase their income and get.out.of.debt. so that they can live at their highest potential.
Specifically, I help my students and clients get their financial life on track and SHED THE DEBT!
Most of my clients shed debt ranging from $15-$70,000. With some goal getters paying off over $100,000 applying the principles from my debt freedom system.
But for me, it’s bigger than the debt. The BEST part of my work is helping my students
But things weren’t always so great.
7 years ago, I was $23,000 in debt and knew the crushing weight of financial stress, income that wasn’t nearly enough for paying off my debt, owing almost everyone around me and weekly creditor calls.
It was so bad that for years I ignored my debt thinking it would be impossible to pay off.
After a life-changing experience, I took responsibility of it, learned how to create my own Get Out of Debt plan and a few other principles. I applied what I was learning and became completely debt free much faster than I ever thought possible! Afterwards, I created a simple, easy to follow system which I now use to help others achieve the same results I did.
Back then, I wasn’t earning a large amount of income. So trust me, if you don’t think you’re earning enough to come out of debt, my system has a solution for YOU.
Ps. Those who earn a steady income usually also use that part of the course as well because the more money coming in, the faster your debt gets paid down anyway, so don’t feel left out!
The truth is, within ONE month you are able to change the trajectory of your financial life.
I will give you a proven system that you can use to say NO MORE OVER PAYMENT and lower your bills- for good.
After applying this proven system myself, cutting my family’s bills by over $500 every month, I proceeded to assist tons of other professionals, freelancers, part-timers and full-timers lower their monthly bills by $50-$500 each!!!!
Every. Single. Time.
Why?? So that they could
AND NOW I WANT TO HELP YOU!
Guaranteed. You actually have nothing to lose.
I know that it may be difficult for your to spring the full $247 so I have made the course more accessible for those who really need it.
With our payment plans, you can pay $87 and get started saving today!
Now, you could try to figure this out on your own.
Start making your negotiation calls and not ask the right questions to get the best deal.
Or you could remain exactly where you are- frustrated every month because your month is longer than your money.
Or you can invest $87 into your peace of mind today.
Receive a proven system, group support and practical steps to lower your bills in one concise (and fun) package.
This is not just a boring step by step formula, but my collection of hilarious negotiation stories, real-life examples and relatable tips that you will actually use.
You may even become the “bill chopper” in your family, calling companies on behalf of your spouse, siblings and parents to get THEIR bills reduced as well.
Imagine how the tables will have turned then!
Imagine paying $600-$6000 less this coming year on your bills.
Imagine the peace of mind you will have!
Check out a free preview of my course below and
GET STARTED TODAY!
WHAT MY CLIENTS SAY
*Names withheld for confidentiality purposes
-How To Save Money On Your Bills Every Month Alumni
Toyin helped me to save $235 every month on my monthly payments. I thought I wasn't being paid enough to do the things I really wanted, and after one session going through this course with Toyin, I had an extra $200 available to me every month. Starting that month. I was really impressed.
-How To Save Money On Your Bills Every Month Alumni
Hey Toyin, just wanted to say thank you! Since taking your course, I’ve started thinking more long-term and being more responsible with my money.
I have stopped impulse buying (especially on food and clothing)- hahaha! I’m also using the budgeting app you recommended and that has been helping me organize my income and spending habits while I’m on the go.
I don’t feel like I’m a lost cause anymore!!!!<--BIG DEAL. This debt will be paid off a lot sooner than I thought possible, thanks so much!
-Get Out Of Debt Course Alumni
I took Toyin’s full Get Out Of Debt Course which included her “How to save money on your bills every month”, “How to increase your monthly income” Coaching sessions, and “Creating a Get Out Of Debt plan” course and coaching session.
Before Toyin’s Course, I felt completely overwhelmed. I was working full-time but still not able to make ends meet.
Cards kept declining and I was always afraid whenever I needed to use my debit card because I was not sure if it would be another embarrassing moment. After taking Toyin’s course and realizing that i had an extra $300 dollars that month, I was amazed.
My biggest concern coming out of debt was that i did not have the money to come out of debt.
Toyin solved this fear by giving me advice on increasing my income. She confirmed the thoughts I had been having for months, and even helped me add to it.
With her coaching, I was able to know exactly how much more I needed in my income if I wanted to hit my "I'm debt-free!" goal on time. This allowed me to know how much more work or shifts I needed for each month. I was able to put it into action and it worked for me.
I gained confidence in knowing what I needed to do, how I can prioritize the things I need to come out of debt. My largest expense outside of my mortgage was my insurance- I was paying over $400 a month for liability coverage.
She helped me bring my total home and auto insurance bill with full comprehensive coverage to $280 each month!
I was amazed.
This was a huge help in my finances. Because of the extra cash I now had from the lower monthly bills and the increased income, within 2 months I was able to fully pay the people I owed back, leaving me with only credit card payments to finish paying off.
This was a huge relief, it used to feel so bad spending money on myself when the people I owed could see that I was doing that but not paying them. Now I don’t owe them so I can live and enjoy my life. Since my full “Get Out Of Debt course”, I am now aware of how I spend my money and I know how to manage money.
I have realized that when I don't make a plan for where my money goes, it will go everywhere. To anyone contemplating if you should take this course I would say do it. The stress, anxiety and fear will only subside when you do something about the main cause.
Be honest about your expenses and debt to get the best results. I would 100% recommend any of Toyin’s Get Out Of Debt courses whether you have huge or small debt, it’s better to be free of any debt.
2 COURSE OPTIONS
Membership Level 1
You can get this all for $57 today!
Membership Level 2
3 Monthly Payments of $67